Your retirement happiness may depend on how you answer this question… Pixabay (pexels.com) Tell me about yourself? Stop for a minute, and think about how you respond. What’s the first thing that comes to mind? Do you discuss your job title, career path, or professional goals? Or do your answers gravitate more towards hobbies, interests,

Photographer: Chris Ratcliffe/Bloomberg © 2018 Bloomberg Finance LP Investors, traders, and speculators are jumping into the Bitcoin and cryptocurrency markets again, sending prices soaring across the board. Over the last seven days, Bitcoin has gained 25.74%, Ethereum 18.76%, Ripple 16.12%, and Litecoin 53.20%–see table 1. The rally was extended across the cryptocurrency markets, with 94

. (AP Photo/Anupam Nath) ASSOCIATED PRESS The Indian elections haven’t been held yet. But foreign money has been pouring into Indian equities, giving Prime Minister Narendra Modi a vote of confidence. The SENSEX, which  has outperformed S&P 500 in the last five years , increased 2510 points or 6.92% since the beginning of 2019, reaching

Filipinos are happier than Chinese. That’s according to the recently published 2019 World Happiness Report, which ranks Philippines in the 69th position, and China in the 93trd position. The World Happiness Report ranks 156 countries by combining quantitative data, such as per capita GDP growth; and qualitative data, such as social support, freedom to make life choices, and perceptions of corruption. Philippines’s climb in the

couple sharing financial information Adobe Stock Photo Marriage is a partnership. There are many demands and expectations that enter into the partnership and therefore equality, respect and trust must be shown by both sides. As you grow the marriage, hopefully, smart investing and sound business decisions have allowed you to grow your financial portfolios as

Back a couple weeks ago, a news item appeared at CNN:  “It just became easier for employers to dump retirees’ pensions.”  The headline suggests that employers are simply defaulting on their obligation to pay pension benefits.  The reality is that the Trump administration restored permission to employers to offer to its retirees, in a time-limited

The House and Senate unveiled similar bipartisan retirement savings bills this week. Among the differences: The House bill, approved on April 2 by the Ways & Means Committee, would allow penalty-free withdrawals of up to $5,000 from Individual Retirement Accounts to pay the costs of a birth or adoption. The Senate measure would not. I’m

Artificial Intelligence Getty The fear that Artificial Intelligence (AI) and Robots will automate many jobs has been growing as technological change accelerates. Some studies have predicted that 40-50% of US jobs could be automated in the next 20 years, and many people are worried that they could be forced into retirement. Per this Oxford Study: 

Are you ready to move to a new state to escape state income taxes? Getty Residents in high-tax states have seen just how unfairly the Trump Tax Plan has targeted them. That realization has caused many to talk about and consider moving from high-tax to lower-tax states. Nearly all states have an income tax, ranging

Whole Foods’ recent price cuts won’t solve  two problems the company poses for Amazon: competition and market saturation, which could turn the acquisition of Whole Foods into a disaster for Amazon’s bottom line. Long before become part of Amazon’s universe, Whole Foods Market, Inc. was an independent company, opening stores in the right place at

Portrait of handsome man with closed nose because of stink smell Getty Did you read my article on Monday? You should have. Really. I’m not being egotistical saying so. I can barely even believe how quickly my warning came true. Titled “The April ‘Fool’s Gold’ REITs,” it was all about real estate investment trusts that

Genworth, once the largest seller of long-term care insurance policies, has announced that it has stopped selling individual stand-alone coverage, as well as immediate annuities, through brokers and agents. Company officials say the decision is temporary, but for now it will sell only through direct-to-consumer channels or through employers or affinity groups–currently a very small

Introduction One of my most important jobs, as Chief Market Strategist of Asbury Research and Asbury Investment Management (AIM), is to constantly evaluate and re-evaluate the current level of risk in the stock market — because it’s always changing.  One of the ways I do this is by closely tracking a short list of my

Getty Getty The tax return filing date is fast approaching and that has people thinking about their Individual Retirement Accounts (IRAs). “Did I contribute already?” “How much can I save?” “Should I do traditional or Roth?” A few of the smarter parents, however, are thinking beyond their own finances to those of their children. They

Take steps to stop elder abuse, inheritance extortion, and similar fraud.  Getty People are aging and the incidence of elder financial abuse, and the permutations it can take are growing as well. There is lots of talk of these issues but what you need to do, for yourself if applicable or for loved ones that

Organizing your records is a practical step in the right direction. Getty Having money doesn’t always make you rich. How often have you noticed that the people with the most money tend to be the ones who hate spending it most? This wouldn’t surprise Sandeep Ghosh, a British born wealth management consultant based in Dubai

. Photographer: David Paul Morris/Bloomberg © 2019 Bloomberg Finance LP Apple’s cash chest could beat Netflix by acquiring talent to produce original content, and crush the streaming pioneer’s momentum at home and abroad. Apple’s video streaming services is changing the rules of the game in the industry. It ups the competition for original content, which

For aging parents who had a measure of financial success, real estate investments are not unusual. Their portfolios can include single family rental homes, apartment buildings or commercial entities. When they were younger, many of these seniors took pride in managing these investments themselves. But time can take its toll. We are seeing age-related problems

A University of Nottingham study says Artificial Intelligence (AI) and Machine Learning (ML) can predict premature death, a capability that could revolutionize preventative healthcare. In a study of over half a million people between the ages of 40 and 69, Nottingham’s team of healthcare data scientists and doctors have developed and tested their system of

Be sure to thoroughly review a pension plan buy out offer before accepting it. Use an independent third party financial advisor if you need assistance running the numbers. Getty The number of companies offering pensions has been declining in the United States for decades, as companies have transitioned their employees to employer-sponsored retirement plans, such