H&R Block Review 2020

hrblock review 2019

H&R Block is another household name in the online tax preparation business. Their software has always been very solid and easy to use. Today we will review the 2018-2019 version of the online software.

With H&R Block, customers can file taxes online, with software, or through a mobile phone (iOS and Android apps). They offer audit support through their Audit Risk Identification feature which boosts the overall value of the software and the Double Check function and ensures total accuracy. While filing, there are embedded links directly into forms to provide clients insights to learn more and find answers to questions. In addition, there is a “walk through” workflow and bookmark options for users. And a big plus is that an Accuracy Guarantee is included with every product.

H&R Block’s Filing Options

H&R Block offers multiple ways to file your taxes. In addition to the option of filing your return at a physical H&R Block location, there are four digital plans: Free, Deluxe, Premium and Self-Employed.

All digital options come with multiple guarantees from H&R Block. The company guarantees 100% accuracy. You’re reimbursed for any errors on the service’s end and you get in-person audit support no matter which online option you use. If you’re dissatisfied with the service, you’re eligible for a refund of the purchase price as per the company’s satisfaction guarantee. There’s also a guarantee that H&R Block will find you the maximum refund. If another tax preparation software guarantees you a larger refund, H&R Block will amend your return and refund you the purchase price.

Free Online Tax Filing + $0 per state

  • Free Efile
  • Chat technical support
  • Guides and step by step Q&A
  • Accuracy review
  • Detailed refund explanation


  • Maximize deductions for home mortgage interest and real estate taxes
  • Investments (stocks, bonds, mutual funds) report dividends or capital gain distributions
  • Retirement income – report income from retirement plans, rollovers, payments from your IRAs, 401(k)s, annuities, disability, pensions, life insurance policies, etc.
  •  Life changes – change in personal status, information
  • Deductions for charitable donations
  • Detailed refund explanation


  • Ideal for investors and rental property owners
  • Self-employment income (Schedule C) – self-employment work, contractor, freelancing
  • Rental property (Schedule E) – report royalties, income and expenses from owned real estate and rent to others
  • Tax calculators for home sale, dividend, gift and inheritance assets
  • Detailed refund explanation

H&R Block’s Pros/Cons


  • Easy-to-navigate interface
  • Extensive digital and in-person support
  • Useful features like easy import, refund reveal, free storage


  • More expensive than some competitors 
  • Upgrade needed to get extensive help for forms

Click Here to File With H&R Block